VECTRA
Simple Billing, No Surprises
Affordability
Affordability
Due to insurance coverage and our Vectra
CARE financial assistance plan:
Certainty
If the out of pocket is estimated to be more than $90, Vectra Customer Service will call you before running the test.
Apply for Financial Assistance
Our goal is to ensure that cost is not a barrier for anyone with rheumatoid arthritis (RA) who needs a Vectra test. The Vectra Financial Assistance CARE Team will work with your insurance provider to help you get the appropriate coverage. Payment plans and financial assistance are available to you through the CARE program.
If you encounter ANY financial hardship associated with your bill, the Vectra team will work directly with you toward your complete satisfaction.
What you need to know about Vectra coverage:
Medicare & Medicaid Coverage
The Medicare program fully covers Vectra twice a year.
Medicare and Medicaid patients have no out-of-pocket patient responsiblity. *
*Medicare Advantage plans may require a copay or deductible
Private Insurance
Private insurance plans vary from fully covering the Vectra test to requiring copays of various levels
Out of Pocket Assistance
If you can not afford your copay, you can apply for assistance with the CARE program
Uninsured
If you are uninsured, you may apply for assistance with the CARE program
Out-of-Pocket Cost
If out-of-pocket cost is estimated to be more than $90, Vectra Customer Service will call you before running the test
Call us if you have any
questions about billing
or affordability
of your Vectra test.
1-877-743-8639
FINANCIAL ASSISTANCE
Vectra Care Financial Assistance
We are committed to helping all rheumatoid arthritis patients to have access to Vectra testing to help guide their treatment. We encourage patients to apply for Vectra CARE Financial Assistance.
Vectra Care Financial Assistance Income Guidelines
Patients who are at or below 4x the federal poverty limit may qualify.
| INCOME (example based on household of four) | PATIENT RESPONSIBILITY |
|---|---|
| 0-2x federal poverty limit: less than $51,500 | $0 |
| 2-3x federal poverty limit: $51,501 - $77,250 | $45 |
| 4x federal poverty limit: $77,251 - $103,000 | $90 |
HOW THE BENEFITS AND BILLING PROCESS WORK
Benefits and Billing
Check Benefits
Step 1
Lab receives sample.
Step 2
Lab confirms patient coverage and estimated out-of-pocket costs.
Step 3
Lab calls patient if estimated out-of-pocket cost exceeds $90, before processing test.
Step 4
Lab checks patient’s eligibility and applies financial assistance.
Billing
Step 1
Lab submits claim to insurer.
Step 2
Insurer will send Explanation of Benefits (EOB) to the patient. This is not a bill.
Step 3
Lab sends bill to patient, if there is any financial responsibility. If you have concerns about your bill, contact Customer Service at
1-877-743-8639.
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